What does this mean in plain English? It means that I am legally bound and ethically bound to act in your best interest in providing financial planning for you. As a paramedic, I am very familiar with putting the patient’s interests first and this is no different. On a more personal level, I have spent the past nineteen years of my life as a firefighter and paramedic helping people. I have found this to be a very rewarding and satisfying career and I want to continue to help people in their financial lives. The financial and economic landscape is very confusing and ever-changing and there are a lot of unscrupulous people out there who want to take advantage of you (Bernie Madoff!!). I hope that I can earn your trust as a financial advisor just as I have earned trust as firefighter and paramedic.
Cash Management: We will examine your saving, spending and investment status; this includes your your debt levels and your emergency fund level.
Risk Management: We will examine your current insurance policies to see if you have adequate levels of the correct kinds of insurance to deal with catastrophic events.
Income Tax Planning: Please see the Income Tax Planning section for a detailed description of our income tax planning services.
Employee Benefits: We will examine your employee benefits package to assure that you are deriving the maximum benefit from them and that you understand them.
Retirement Planning: We will examine your current retirement planning and/or plan to see if you are on target.
College Funding: If you have or are planning to have children or want to help grandchildren, we will discuss the methods of funding these needs.
Basic Estate Planning: We will insist that you get a will written if you have not already done so. We will also examine your basic estate planning issues and we can work with a competent estate attorney to assure that your basic estate planning needs are addressed.