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ARE YOU PAYING YOUR MINIMUM INCOME TAX DUE?Large National Firm Says: "Get Your Billions Back"We Say: "Don't Pay the Billions To Begin With!"PLAN TODAY TO AVOID TAXES TOMORROW!

I fully believe in and will practice fee-only financial planning.  By that I mean that you pay only an hourly fee for services and information based on an hourly fee or a fixed fee for more complex plans and/or services.  I will not try to sell you any kind of financial product, which allows us the flexibility to consider any and all products in the market for you to choose or not to choose.  I believe that this model significantly reduces any conflict of interest between recommending a product that is best for you, or recommending a product that pays a high commission.  I will receive no commissions at any time.  I also believe that a fee-only structure is familiar to most people:  many professionals charge in this manner such as attorneys and accountants.  VSFS will not assume control of your assets or conduct transactions on your part—we can assist and guide you but you make the final decisions.

 

Fiduciary Role:  Black’s Law Dictionary defines “fiduciary” as “a person having a [legal] duty, created by his undertaking, to act primarily for the benefit of another in matters connected to his undertaking; in the nature of a position of trust or holding confidence.”

 

What does this mean in plain English?  It means that I am legally bound and ethically bound to act in your best interest in providing financial planning for you.  As a paramedic, I am very familiar with putting the patient’s interests first and this is no different.  On a more personal level, I have spent the past nineteen years of my life as a firefighter and paramedic helping people.  I have found this to be a very rewarding and satisfying career and I want to continue to help people in their financial lives.  The financial and economic landscape is very confusing and ever-changing and there are a lot of unscrupulous people out there who want to take advantage of you (Bernie Madoff!!).  I hope that I can earn your trust as a financial advisor just as I have earned trust as firefighter and paramedic.

 

As any compentent physician should and would do, we must diagnose your vital signs before prescribing a treatment.  I consider these categories below to be your financial vital signs that require diagnoses:

 

 

 

Cash Management:  We will examine your saving, spending and investment status; this includes your your debt levels and your emergency fund level.

Risk Management:  We will examine your current insurance policies to see if you have adequate levels of the correct kinds of insurance to deal with catastrophic events.

Income Tax Planning:  Please see the Income Tax Planning section for a detailed description of our income tax planning services.

Employee Benefits:  We will examine your employee benefits package to assure that you are deriving the maximum benefit from them and that you understand them.

Retirement Planning:  We will examine your current retirement planning and/or plan to see if you are on target.

College Funding:  If you have or are planning to have children or want to help grandchildren, we will discuss the methods of funding these needs.

Basic Estate Planning:  We will insist that you get a will written if you have not already done so.  We will also examine your basic estate planning issues and we can work with a competent estate attorney to assure that your basic estate planning needs are addressed.   

Where to Find Us:

Vital Signs Financial Services
2858 Thorndale Ave
  Columbus, OH 43207

 Phone: 614-301-7436

rleonea@vsfinsvs.com

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